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Terms of Use
Please read the following terms and conditions very carefully:
Modern Retirement, currently located on the Internet at http://www.modernretirement.com (the "Website") is an online information, entertainment and communication website,
operated by Librosha Technologies, LLC. (hereafter “Modern Retirement”). Modern
Retirement provides its Website to you, subject to the following Terms and Conditions
of Use ("Terms of Use"). By using Modern Retirement's World Wide Web site or by
registering as a member of the Website, you agree to be bound by these Terms of
Use, which we may update without notice to you. Because the dynamic nature of
the Internet may require frequent changes, we suggest that you check these Terms
of Use often for the most current version at the following address: http://modernretirement.com/web/pages/about/terms.php.
Membership
You are eligible to become a member of the Website if you are over 18 years of
age. If you register with the Website as a member, you may have access to member-only
services (e.g., chat, homepages, email, and personals). When using such services,
you, as well as Modern Retirement, shall be bound by these Terms of Use and any
posted guidelines or rules applicable to such services, which may be posted from
time to time. All such guidelines or rules are hereby incorporated by reference
into these Terms of Use.
When registering as a member, you represent that you are 18 years of age or older
and agree to provide truthful information about yourself as requested by the registration
form and update the information to keep it truthful and current. If you do not
provide truthful or complete information, or if Modern Retirement has reason to
believe that information is untruthful or incomplete, then Modern Retirement may
suspend or terminate your account.
Upon registering as a member of the Website, you will receive a user name and
password. You are responsible for keeping your user name and password confidential
and are fully responsible for all activity occurring under the use of your user
name. You agree to notify Modern Retirement immediately if there is an unauthorized
use of your user name or password.
Conduct
By using the Website, or registering as a member, you agree to the following
rules; failure to comply with these rules may lead to the cancellation of your
membership and/or a denial of access to the Website.
- You must be at least 18 years old to access the Website.
- You may not post or transmit on the Website any defamatory, inaccurate, abusive,
obscene, profane, vulgar, threatening, offensive or illegal material.
- You may use the Website for lawful purposes only.
- You may not post or send advertising or other solicitations.
- You must respect the security of our Website. You agree not to access, or attempt to access, other members' accounts, and
you agree not to interfere with or disrupt the Website or any servers connected
to the Website. You agree not to distribute any content that contains any viruses,
trojan horses, worms, time bombs, cancelbots or other computer-programming routines
that are intended to damage, interfere with, or intercept any data or personal
information.
Your Content
You are solely responsible for content you transmit or post using the Website.
The content you distribute shall not infringe any third party's intellectual property
rights or the rights of privacy or publicity of any third party.
Public Areas and Contests
A public area of the Website is any area where you may submit material ("Submissions")
for viewing by others or where you may view Submissions of other Website members,
such as bulletin boards, discussions, or chat rooms. By transmitting a Submission
to any "public area" of Modern Retirement.com, including message boards, discussions,
contests, and chat rooms, you grant Modern Retirement and its affiliates a royalty-free,
perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify,
adapt, publish, translate, create derivative works of, distribute, perform, and
display the content (in whole or in part) worldwide and/or to incorporate it in
other works in any form, media, or technology now known or later developed, for
the full term of any rights that may exist in such content. You also warrant that
the holder of any rights in such content has completely and effectively waived
all such rights and validly and irrevocably granted to you the right to grant
the license stated above. You also permit other users of the Website to access,
display, view, store, and reproduce such content for personal use. Subject to
the foregoing, the owner of such content placed on Modern Retirement retains any
and all Rights that may exist in such content.
Similarly, by submitting content to any contests or to any public area of the
Website, you hereby expressly permit Modern Retirement to identify you as the
contributor of such content to the contest in any publication in any form, media,
or technology now known or later developed in connection with the content, unless
you otherwise notify Modern Retirement in writing at the time you submit the content
that you do not wish to be so identified.
Modifications
Modern Retirement reserves the right to discontinue or modify any parts of the
Website with or without notice to you.
Termination
We may terminate your membership and/or deny access to the Website if we learn
that you have provided false or misleading registration information, interfered
with our administration of our Web site, or violated these Terms of Use. Additionally,
we may choose to remove any or all of the content you submit in connection with
the Website at any time and without notice to you.
Third Party Links
Modern Retirement may provide links to third party sites (including the sites
of our business partners). Modern Retirement is not responsible for the content
of any other site linked to from our site.
Disclaimer of Warranties
THE WEBSITES AND MATERIALS ON THIS SITE ARE PROVIDED "AS IS" AND ON AN "AS AVAILABLE"
BASIS. MODERN RETIREMENT DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESS
OR IMPLIED. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT
LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
AND NON-INFRINGEMENT.
NEITHER MODERN RETIREMENT NOR ANY OF ITS AFFILIATED COMPANIES NOR ANY OF ITS
OR THEIR RESPECTIVE LICENSORS OR SUPPLIERS WARRANT THAT ANY FUNCTIONS CONTAINED
IN THE WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED,
OR THAT THE WEB SITE OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES
OR OTHER HARMFUL COMPONENTS.
NEITHER MODERN RETIREMENT NOR ANY OF ITS AFFILIATED COMPANIES NOR ANY OF ITS
OR THEIR RESPECTIVE LICENSORS OR SUPPLIERS WARRANT OR MAKE ANY REPRESENTATIONS
REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS
OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.
YOU ACKNOWLEDGE THAT NEITHER THE WEBSITE, NOR ANY OF THE INFORMATION PROVIDED
ON THE WEBSITE, CONSTITUTES, OR IS INTENDED TO CONSTITUTE, TAX, ACCOUNTING, LEGAL,
MEDICAL, OR ANY OTHER PERSONAL ADVICE. ALTHOUGH THE WEBSITE MAY PROVIDE ACCESS
TO INFORMATION, RESEARCH, AND/OR GENERAL RECOMMENDATIONS ABOUT A VARIETY OF TOPICS,
SUCH INFORMATION, RESEARCH, AND/OR GENERAL RECOMMENDATIONS SHOULD NOT BE CONSTRUED
AS AN OPINION REGARDING THE SUITABILITY FOR YOU OR ANY OTHER PERSON. YOU AGREE
TO MAKE YOUR OWN INDEPENDENT EVALUATION OF THE INFORMATION AS APPLIED TO YOU.
NO INFORMATION OBTAINED FROM MODERN RETIREMENT, WHETHER ORAL OR WRITTEN, SHALL
CREATE ANY WARRANTY NOT EXPRESSLY SET FORTH IN THESE TERMS OF USE.
YOU ACKNOWLEDGE THAT NO REPRESENTATION IS MADE REGARDING THE EXPERTISE, APTITUDE,
KNOWLDEGE, OR QUALITY OF GOODS OR SERVICES OFFERED BY ANY ADVERTISER, WHETHER
LISTED IN THE DIRECTORY SECTIONS OR ELSEWHERE IN THE WEBSITE. YOU AGREE TO MAKE
YOUR OWN INDEPENDENT EVALUATION OF ANY ADVERTISER OFFERING GOODS OR SERVICES PRIOR
TO DEALING WITH SAID AVERTISER.
MODERN RETIREMENT SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR
LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF MODERN
RETIREMENT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:
(i) THE USE OR THE INABILITY TO USE THE WEBSITE; (ii) UNAUTHORIZED ACCESS TO OR
ALTERATION OF YOUR SUBMISSIONS OR DATA; (iii) STATEMENTS OR CONDUCT OF ANY THIRD
PARTY ON THE WEBSITE; OR (iv) ANY OTHER MATTER RELATING TO THE WEBSITE.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION
OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY,
SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Modern Retirement's Proprietary Rights
The contents of this Web site are the property of Modern Retirement and/or its
licensors and are protected by copyright, trademark, and other intellectual property
laws. Modern Retirement makes the Website available to you for your personal use
only and on the express condition that you do not copy, modify, create a derivative
work of, reverse engineer, revise, assemble, or otherwise attempt to discover
any source code; or sell, assign, sublicense, grant a security interest in, or
otherwise transfer any of the contents of this Web site or the software used to
deliver this Web site to you--except that you may download one copy onto a single
computer or make one print copy for your personal, non-commercial use.
Indemnity
You agree to indemnify and hold harmless Modern Retirement and its affiliates,
officers, agents, co-branders or other partners, and employees from any third
party claim or demand (including actual attorneys' fees) due or relating to your
use of the Website, your violation of these Terms of Use, or content you submit
to or post on the Website.
General
You agree that the laws of the State of Alabama shall govern all matters relating
to this Agreement. In any matter relating to your use of the Website, you and
Modern Retirement agree to submit to the personal and exclusive jurisdiction of
the courts located in Houston County, Alabama.
These Terms of Use constitute the entire agreement between you and Modern Retirement
and shall govern your use of the Website at all times. These Terms of Use shall
supercede any prior agreements between you and Modern Retirement. You may also
be subject to additional terms that may apply when you sue third party Websites
or content. If any provision of these Terms of Use are found to be invalid, the
parties agree that the court should endeavor to give effect to the parties' intentions
and that the remainder of the Terms of Use will remain in full force and effect.
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